Chairman's Message

Let us open the door for you. Visitor, customer or shareholder, you are our guest. Feel the security of these solid walls, smell the old wood, see the smiles, hear the greetings. If you bring your dog, he or she may even taste a treat. In addition to appealing to your five senses, we will satisfy your sense of safety and self-respect. You have found the oldest bank in the Commonwealth of Virginia and longest continuously operating community bank in the Washington, D.C. area.

We want to be MORE than just your bank. We are your neighbor, your business partner, your friend, your family’s bank and your business bank. We are always finding better ways to serve you. We are always adding new technology to make banking easier for you. We have proudly served this community for 156 years and we will be here tomorrow. We will not become another bank next week. We will stay committed to you and our community.

Our strong commitment is one reason our customers get a feeling of security at Burke & Herbert Bank. And here is another: behind the bricks and mortar of our 18 branches are capital ratios far in excess of regulatory requirements. Bank rating services such as TheStreetRatings.com, Veribank and Bauer Financial Reports, Inc. recognize us with high ratings for financial soundness. Our 156 years of prudent lending and attracting deposits through superior service have put us in a strong position to anticipate the challenges of yet another century.

We do not need to charge high service fees or hard sell non-traditional bank products. Our employees take pride in their jobs, and our customers enjoy coming to their bank. Washington Consumer Checkbook magazine puts Burke & Herbert as one of the top consumer-rated banks in the Washington, D.C. area. The Washington Business Journal awarded us in 2006 as a winner in its “Best Places to Work” competition.

Our customers and employees tend to stay with us because of our comfortable environment, but do not confuse comfort with complacency. Burke & Herbert is committed to staying technologically competitive. We offer on-line banking, 24 hour telephone access, and Visa® debit cards which are accepted at ATMs and businesses worldwide. But, if you still want old-fashioned personal service, you will find smiles and personal attention at all of our offices.

Sincerely,

Charles K. Collum, Jr.
Chairman and CEO